How is Lending Works regulated?

All peer-to-peer lending platforms are regulated by the Financial Conduct Authority (FCA). Lending Works became the first major P2P platform to gain full FCA authorisation, in October 2016.

Lending Works is also a member of the industry body Peer-to-Peer Finance Association (P2PFA) and adheres to a strict set of ‘Operating Principles’ laid out by the organisation. Additionally, we are registered with both Cifas and the Information Commissioner’s Office.